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    The Leverage You Want With the Speed You Need

    Get your loan in the fastest, simplest way possible with Castro Financials. Whether you need bridge or permanent funding for commercial or single-family properties, we’ll find the solution that best fits your needs.

    About us

    Explore Our Flexible Loan Programs

    Learn more about each loan program to find what fits your situation best.

    • Fix and Flip

      Fix and Flip

      Brooklyn, NY

      Loan Amount: $1,583,750

      Leverage towards Rehab: 100%

      Interest Rate: 8.75%

      The Fix and Flip (FNF) program is designed for investors with a defined timeline for their projects. If this sounds like the right solution for you, you'll also enjoy these benefits:
      • No upfront fees
      • Loans funded in 3-7 business days from appraisal reception date
      • And more!
      Apply Now
    • Rental

      Rental

      Brooklyn, NY

      Loan Amount: $1,500,000

      Multi-Family

      Refinance

      Build wealth by generating recurring monthly revenue with rental properties. Finance with Castro Financials to enjoy a seamless process with these benefits: 
      • No debt to income ratio
      • No tax returns needed
      • Employment verification or references
      Apply now
    • Multi-family

      Multi-Family

      Detroit, MI

      Loan Amount: $1,400,550

      Leverage Towards Purchase: 75%

      Leverage towards Rehab: 100%

       Interested in our commercial program? Castro Financials can get you quick access to funds and proof to keep your deal in motion. But that's not all, there are more benefits like:
      • No prepay penalties
      • More flexible terms than anywhere else
      • And more!
      Apply now
    • Ground Up

      North Myrtle Beach, SC

      Loan Amount: $4,687,400

      Leverage towards purchase: 70%

      Leverage towards purchase: 70%

      Leverage towards rehab: 100%

      This program is for experienced investors. Those with four to five similar ground-up experiences will enjoy benefits including:
      • The most competitive building rates available
      • Guidance from experienced industry pros 
      • And so much more!
      Apply now

    Fix and Flip

    Brooklyn, NY

    Loan Amount: $1,583,750

    Leverage towards Rehab: 100%

    Interest Rate: 8.75%

    The Fix and Flip (FNF) program is designed for investors with a defined timeline for their projects. If this sounds like the right solution for you, you'll also enjoy these benefits:
    • No upfront fees
    • Loans funded in 3-7 business days from appraisal reception date
    • And more!
    Apply Now

    Rental

    Brooklyn, NY

    Loan Amount: $1,500,000

    Multi-Family

    Refinance

    Build wealth by generating recurring monthly revenue with rental properties. Finance with Castro Financials to enjoy a seamless process with these benefits: 
    • No debt to income ratio
    • No tax returns needed
    • Employment verification or references
    Apply now

    Multi-Family

    Detroit, MI

    Loan Amount: $1,400,550

    Leverage Towards Purchase: 75%

    Leverage towards Rehab: 100%

     Interested in our commercial program? Castro Financials can get you quick access to funds and proof to keep your deal in motion. But that's not all, there are more benefits like:
    • No prepay penalties
    • More flexible terms than anywhere else
    • And more!
    Apply now

    North Myrtle Beach, SC

    Loan Amount: $4,687,400

    Leverage towards purchase: 70%

    Leverage towards purchase: 70%

    Leverage towards rehab: 100%

    This program is for experienced investors. Those with four to five similar ground-up experiences will enjoy benefits including:
    • The most competitive building rates available
    • Guidance from experienced industry pros 
    • And so much more!
    Apply now

    How It Works

    We have the right program for any investor with a wide array of financing options. Learn more about how our tried-and-true four-step process works by reading more. Keep Reading

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    Where Castro Financials

    Based in New York City, Castro Financials nationwide. However, there are a few states we don’t lend. Check out the map to make sure we can help finance your next project!
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    Castro Financials has an amazing team they have a seamless loan process. The team provided assistance every step of the way!

    Rachel C.

    Working with Castro Financials on several occasions and they make it super easy! The team is very knowledgeable! I hope to close more deals with them soon!!

    Gregory A.
    Real Estate Agent

    This is hands down the best Hard Money lender around. I've used plenty, but not like this company. Definitely would recommend.

    Welby A.

    Take the First Step Today

    Experience simplicity and speed like you've never seen before in real estate lending. Don’t just get funded — get funded fast.